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Billing & Insurance
Cash Pay Clients
For clients that do not have insurance, or those that have an HMO/Medicaid that we know will not cover Midwifery Services, I do offer cash pay options. WRM, LLC typically asks that upon signing a contract, that a $500 non-refundable retainer fee is collected. Any remaining balance can made in payments, due in full before you are 36 weeks pregnant. If you think you would qualify for a hardship discount, please let me know and we will try to work with you on pricing.
If you decide you would like to bill your insurance for prenatal and birth care, we are able to bill your insurance for you.
Well Rounded Momma is In-Network with Blue Cross Blue Shield [non-medicaid]. For all other insurance companies, Midwives are considered an Out-Of-Network Provider. Which means HMO's will not likely cover any midwifery services. But, if you have a PPO or POS plan, they might cover a portion. Any deductibles or copays are collected prior to your 36 week visit. Your insurance is billed after you have your baby and if you are out of network, you would be responsible for any remaining fees they did not cover.
We suggest that anyone who wants to try billing their insurance for midwifery care, first obtain an insurance verification. Many people prefer to do this after a consultation with a WRM Midwife.
To verify whether or not your insurance will cover a portion of your midwifery fees, please make sure you bring a copy of your driver's license, insurance card and the primary cardholder's information.